VA Home Loans

Under the GI Bill of Rights, VA loans from private lenders provide eligible veterans access to a federally guaranteed, personal-occupancy home with no down payment. The guaranty protects private lenders against loss in the event borrowers fail to repay their loans, while allowing borrowers to obtain favorable financing terms.

This program was developed to offer a long-term solution to American veterans and their families. VA loans do not require private mortgage insurance (PMI), which allows for larger loans with the same monthly payment.

Who Is Eligible For A VA Loan?

  • Veterans
  • Active-duty personnel
  • Current or former Reservists/National Guard members
  • Some surviving spouses

How Can Veterans Get VA Loans?

If you are a veteran, you can apply for a VA loan with any mortgage consultant at Mortgages Unlimited, as we are a participant in the VA home loan program. You will need a Certificate of Eligibility from the VA to prove you are eligible for a VA loan. Keep in mind that the Certificate of Eligibility, while necessary, only allows an eligible individual to apply for a home loan; it does not guarantee a loan approval. You will also need sufficient income and suitable credit.

In order to obtain a VA home loan, you must first fill out VA Form 26-1880, the request for your Certificate of Eligibility.

Contact Mortgages Unlimited to find out if a VA home loan or refinance could be right for you.

Client Testimonials

Thank you so much for all you did to help us in purchasing our first house.  You made the process so easy and took a ton of pressure off of our sh...

— Jesse H and Kellie M. Coon Rapids, MN

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Thank you for getting the refinance done so quickly for us! We are so incredibly impressed with your company, we’re shouting the “Mortgages Unl...

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My wife Christy and I refinanced with Mortgages Unlimited today and just want to tell you what a great job the loan officer did in explaining the r...

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
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F: 612.466.3164

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