VA Home Loans

Under the GI Bill of Rights, VA loans from private lenders provide eligible veterans access to a federally guaranteed, personal-occupancy home with no down payment. The guaranty protects private lenders against loss in the event borrowers fail to repay their loans, while allowing borrowers to obtain favorable financing terms.

This program was developed to offer a long-term solution to American veterans and their families. VA loans do not require private mortgage insurance (PMI), which allows for larger loans with the same monthly payment.

Who Is Eligible For A VA Loan?

  • Veterans
  • Active-duty personnel
  • Current or former Reservists/National Guard members
  • Some surviving spouses

How Can Veterans Get VA Loans?

If you are a veteran, you can apply for a VA loan with any mortgage consultant at Mortgages Unlimited, as we are a participant in the VA home loan program. You will need a Certificate of Eligibility from the VA to prove you are eligible for a VA loan. Keep in mind that the Certificate of Eligibility, while necessary, only allows an eligible individual to apply for a home loan; it does not guarantee a loan approval. You will also need sufficient income and suitable credit.

In order to obtain a VA home loan, you must first fill out VA Form 26-1880, the request for your Certificate of Eligibility.

Contact Mortgages Unlimited to find out if a VA home loan or refinance could be right for you.

Client Testimonials

My wife Christy and I refinanced with Mortgages Unlimited today and just want to tell you what a great job the loan officer did in explaining the r...

— Eric and Christy M. Maple Grove, MN

Tried refinancing with another outfit earlier in the year that was horrible! This was night and day difference!!!...

— Joe G. St. Paul, MN

Just wanted to let you know that this refinance was one of the most efficient, if not the most efficient, I have experienced - Thank you. Also, you...

— Mike G. White Bear Lake, MN.

Thanks for making our home buying experience a positive one....

— Derrick and Chelsi G. Lakeville, MN

We have had two fantastic experiences with Mortgages Unlimited now. With all the players out there vying for customers, it is hard to know who are ...

— Michael and Alison G. Mounds View, MN

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
NMLS Lic #225504

P: 763.416.2600

F: 612.466.3164

Mortgages Unlimited, 7365 Kirkwood Court N, Ste 300, Maple Grove, MN 55369. NMLS Lic #225504 Copyright ©2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and Limitations apply. Mortgages Unlimited is required to disclose the following license information: Minnesota: NMLS Lic #225504. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4).