VA Home Loans

Under the GI Bill of Rights, VA loans from private lenders provide eligible veterans access to a federally guaranteed, personal-occupancy home with no down payment. The guaranty protects private lenders against loss in the event borrowers fail to repay their loans, while allowing borrowers to obtain favorable financing terms.

This program was developed to offer a long-term solution to American veterans and their families. VA loans do not require private mortgage insurance (PMI), which allows for larger loans with the same monthly payment.

Who Is Eligible For A VA Loan?

  • Veterans
  • Active-duty personnel
  • Current or former Reservists/National Guard members
  • Some surviving spouses

How Can Veterans Get VA Loans?

If you are a veteran, you can apply for a VA loan with any mortgage consultant at Mortgages Unlimited, as we are a participant in the VA home loan program. You will need a Certificate of Eligibility from the VA to prove you are eligible for a VA loan. Keep in mind that the Certificate of Eligibility, while necessary, only allows an eligible individual to apply for a home loan; it does not guarantee a loan approval. You will also need sufficient income and suitable credit.

In order to obtain a VA home loan, you must first fill out VA Form 26-1880, the request for your Certificate of Eligibility.

Contact Mortgages Unlimited to find out if a VA home loan or refinance could be right for you.

Client Testimonials

I went through Lending Tree and was contacted by at least 15 lenders. All but one wanted to sell me a loan. The loan officer with Mortgages Unlimit...

— Matt H. Richfield, MN

Both Realtor & Builder were amazed at how well the closing went. They'd never been to a closing that went so smooth and so fast....

— Becky B. Becker, MN

Just wanted to let you know that this refinance was one of the most efficient, if not the most efficient, I have experienced - Thank you. Also, you...

— Mike G. White Bear Lake, MN.

My wife Christy and I refinanced with Mortgages Unlimited today and just want to tell you what a great job the loan officer did in explaining the r...

— Eric and Christy M. Maple Grove, MN

I just wanted to drop you a note and thank you and your team for guiding myself & my son Kevin through Kevin’s first home purchase. I realize...

— Paul and Laurie H. Maple Grove, MN

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
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