VA Home Loans

Under the GI Bill of Rights, VA loans from private lenders provide eligible veterans access to a federally guaranteed, personal-occupancy home with no down payment. The guaranty protects private lenders against loss in the event borrowers fail to repay their loans, while allowing borrowers to obtain favorable financing terms.

This program was developed to offer a long-term solution to American veterans and their families. VA loans do not require private mortgage insurance (PMI), which allows for larger loans with the same monthly payment.

Who Is Eligible For A VA Loan?

  • Veterans
  • Active-duty personnel
  • Current or former Reservists/National Guard members
  • Some surviving spouses

How Can Veterans Get VA Loans?

If you are a veteran, you can apply for a VA loan with any mortgage consultant at Mortgages Unlimited, as we are a participant in the VA home loan program. You will need a Certificate of Eligibility from the VA to prove you are eligible for a VA loan. Keep in mind that the Certificate of Eligibility, while necessary, only allows an eligible individual to apply for a home loan; it does not guarantee a loan approval. You will also need sufficient income and suitable credit.

In order to obtain a VA home loan, you must first fill out VA Form 26-1880, the request for your Certificate of Eligibility.

Contact Mortgages Unlimited to find out if a VA home loan or refinance could be right for you.

Client Testimonials

I just wanted to drop you a note and thank you and your team for guiding myself & my son Kevin through Kevin’s first home purchase. I realize...

— Paul and Laurie H. Maple Grove, MN

Thanks for all your help with our mortgage - we really appreciate it. We will definitely be referring our friends....

— Ryan M & Allison S. Waconia, MN

Thank you so much for all you did to help us in purchasing our first house.  You made the process so easy and took a ton of pressure off of our sh...

— Jesse H and Kellie M. Coon Rapids, MN

I went through Lending Tree and was contacted by at least 15 lenders. All but one wanted to sell me a loan. The loan officer with Mortgages Unlimit...

— Matt H. Richfield, MN

I had a very good experience with Mortgages Unlimited. I was referred to Mortgages Unlimited by a friend. I was in a particularly complicated posit...

— Michele R. Lindstrom, MN

Awards & Affiliations

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
NMLS Lic #225504

P: 763.416.2600

F: 612.466.3164

Mortgages Unlimited, 7365 Kirkwood Court N, Ste 300, Maple Grove, MN 55369. NMLS Lic #225504 Copyright ©2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and Limitations apply. Mortgages Unlimited is required to disclose the following license information: Minnesota: NMLS Lic #225504. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4).