USDA Home Loans

The USDA Rural Development mortgage program offers zero down loan options to eligible borrowers. This is not a “farm” mortgage, but a mortgage that is designed to support the growth of housing in rural communities. Many areas in Minnesota qualify.
This program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may build, rehabilitate, improve or relocate a dwelling in an eligible rural area. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural home buyers.
Providing affordable home ownership opportunities promotes prosperity, which in turn creates thriving communities and improves the quality of life in rural areas.
What are the benefits of a USDA Home Loan?


  •         No Down Payment Required
  •         Lower Mortgage Interest Rates
  •         Flexible Credit Guidelines
  •         No Maximum Purchase Price Limit
  •         Affordable Monthly Mortgage Insurance
  •         Streamline USDA Refinance


If you're interested in learning more about a USDA Home Loan, give us a call at 763-416-2600 and speak to one of our Mortgage Consultants.



 

Client Testimonials

Tried refinancing with another outfit earlier in the year that was horrible! This was night and day difference!!!...

— Joe G. St. Paul, MN

We really enjoyed working with our loan officer.  He answered all of our questions and explained everything in detail.  He did a great job in eas...

— Jessica and Andrew S. South St. Paul, MN

Thank you so much for all you did to help us in purchasing our first house.  You made the process so easy and took a ton of pressure off of our sh...

— Jesse H and Kellie M. Coon Rapids, MN

Mortgages Unlimited is in this business for the long haul. The management of the company truly cares about their clients, and that concern is refle...

— Deborah L., Minneapolis, Minnesota

My wife Christy and I refinanced with Mortgages Unlimited today and just want to tell you what a great job the loan officer did in explaining the r...

— Eric and Christy M. Maple Grove, MN

Awards & Affiliations

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
NMLS Lic #225504

P: 763.416.2600

F: 612.466.3164

Mortgages Unlimited, 7365 Kirkwood Court N, Ste 300, Maple Grove, MN 55369. NMLS Lic #225504 Copyright ©2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and Limitations apply. Mortgages Unlimited is required to disclose the following license information: Minnesota: NMLS Lic #225504. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4).