USDA Home Loans

The USDA Rural Development mortgage program offers zero down loan options to eligible borrowers. This is not a “farm” mortgage, but a mortgage that is designed to support the growth of housing in rural communities. Many areas in Minnesota qualify.
This program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may build, rehabilitate, improve or relocate a dwelling in an eligible rural area. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural home buyers.
Providing affordable home ownership opportunities promotes prosperity, which in turn creates thriving communities and improves the quality of life in rural areas.
What are the benefits of a USDA Home Loan?


  •         No Down Payment Required
  •         Lower Mortgage Interest Rates
  •         Flexible Credit Guidelines
  •         No Maximum Purchase Price Limit
  •         Affordable Monthly Mortgage Insurance
  •         Streamline USDA Refinance


If you're interested in learning more about a USDA Home Loan, give us a call at 763-416-2600 and speak to one of our Mortgage Consultants.



 

Client Testimonials

I couldn't express enough how wonderful of an experience my husband and I had with Mortgages Unlimited. This was our last cry for help after we had...

— Brian and Amy M. Woodbury, MN

Tried refinancing with another outfit earlier in the year that was horrible! This was night and day difference!!!...

— Joe G. St. Paul, MN

Just wanted to let you know that this refinance was one of the most efficient, if not the most efficient, I have experienced - Thank you. Also, you...

— Mike G. White Bear Lake, MN.

Both Realtor & Builder were amazed at how well the closing went. They'd never been to a closing that went so smooth and so fast....

— Becky B. Becker, MN

We really enjoyed working with our loan officer.  He answered all of our questions and explained everything in detail.  He did a great job in eas...

— Jessica and Andrew S. South St. Paul, MN

Awards & Affiliations

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
NMLS Lic #225504

P: 763.416.2600

F: 612.466.3164

Mortgages Unlimited, 7365 Kirkwood Court N, Ste 300, Maple Grove, MN 55369. NMLS Lic #225504 Copyright ©2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and Limitations apply. Mortgages Unlimited is required to disclose the following license information: Minnesota: NMLS Lic #225504. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4).