USDA Home Loans

The USDA Rural Development mortgage program offers zero down loan options to eligible borrowers. This is not a “farm” mortgage, but a mortgage that is designed to support the growth of housing in rural communities. Many areas in Minnesota qualify.
This program assists approved lenders in providing low- and moderate-income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence in eligible rural areas. Eligible applicants may build, rehabilitate, improve or relocate a dwelling in an eligible rural area. The program provides a 90% loan note guarantee to approved lenders in order to reduce the risk of extending 100% loans to eligible rural home buyers.
Providing affordable home ownership opportunities promotes prosperity, which in turn creates thriving communities and improves the quality of life in rural areas.
What are the benefits of a USDA Home Loan?


  •         No Down Payment Required
  •         Lower Mortgage Interest Rates
  •         Flexible Credit Guidelines
  •         No Maximum Purchase Price Limit
  •         Affordable Monthly Mortgage Insurance
  •         Streamline USDA Refinance


If you're interested in learning more about a USDA Home Loan, give us a call at 763-416-2600 and speak to one of our Mortgage Consultants.



 

Client Testimonials

Tried refinancing with another outfit earlier in the year that was horrible! This was night and day difference!!!...

— Joe G. St. Paul, MN

The loan officers at Mortgages Unlimited establish a relationship and rapport with each client based on trust, integrity and honesty. They never pr...

— Real estate agent, Eden Prairie, Minnesota

I have heard a lot of horror stories about closing on a house, but in my experience in working with Mortgages Unlimited the process was easy, effic...

— Jordan N. St. Louis Park MN

I just wanted to say THANK YOU SO VERY MUCH for all of the hard work you did to get us into our first home. As first time home buyer’s it is very...

— Joe and Heidi D. Buffalo, MN

Thanks for making our home buying experience a positive one....

— Derrick and Chelsi G. Lakeville, MN

Awards & Affiliations

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
NMLS Lic #225504

P: 763.416.2600

F: 612.466.3164

Mortgages Unlimited, 7365 Kirkwood Court N, Ste 300, Maple Grove, MN 55369. NMLS Lic #225504 Copyright ©2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and Limitations apply. Mortgages Unlimited is required to disclose the following license information: Minnesota: NMLS Lic #225504. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4).