Adjustable Rate Mortgages (ARMs)

These loans generally begin with an interest rate that is one to two percent below a comparable fixed rate mortgage. However, the interest rate changes at specified intervals depending on changing market conditions. If interest rates go down or up, your monthly mortgage payment will follow suit.

Note: there are also mortgages that combine aspects of fixed and adjustable rate mortgages - starting at a low fixed-rate for five, seven or ten years, for example, then adjusting to market conditions.

Contact Mortgages Unlimited for expert help in finding the right mortgage program for you.

Client Testimonials

We really enjoyed working with our loan officer.  He answered all of our questions and explained everything in detail.  He did a great job in eas...

— Jessica and Andrew S. South St. Paul, MN

I couldn't express enough how wonderful of an experience my husband and I had with Mortgages Unlimited. This was our last cry for help after we had...

— Brian and Amy M. Woodbury, MN

I went through Lending Tree and was contacted by at least 15 lenders. All but one wanted to sell me a loan. The loan officer with Mortgages Unlimit...

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Thank you for your extraordinary efforts to get us a home loan with a great rate. We’re fortunate to have found you and the Mortgages Unlimited t...

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Thank you so much for all you did to help us in purchasing our first house.  You made the process so easy and took a ton of pressure off of our sh...

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
NMLS Lic #225504

P: 763.416.2600

F: 612.466.3164

Mortgages Unlimited, 7365 Kirkwood Court N, Ste 300, Maple Grove, MN 55369. NMLS Lic #225504 Copyright ©2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and Limitations apply. Mortgages Unlimited is required to disclose the following license information: Minnesota: NMLS Lic #225504. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4).