The Mortgage Process: What to Expect

It can be both stressful and exciting to purchase a new home, and as your dedicated mortgage consultant we will walk you through every step of the process making it simple and stress free so that you can focus on enjoying your new home.  We’ll be with you every step of the way:  walk you through the following steps:

1. Consultation. During our initial consultation we’ll discuss your financing goals for you and for your home, determining the best mortgage options and programs that fit your personal needs.

2. Application. Once your cosultation is completed you will be able to complete your loan application using our state-of-the-art online mortgage application, or in person with your mortgage advisor.  To complete your application we will require the following documentation from you:   

  • Two years of W2s, along with full federal and state tax returns if you are self-employed or receive commissions
  • One months' worth of your most recent pay stubs
  • Three months of your bank statements (all pages)
  • Recent 401K/Profit-sharing or other investment statements (all pages)
  • Divorce decree/bankruptcy papers (if applicable)

3. Review. We’ll review all of your information with you and provide you with a mortgage loan pre-approval based on your individual needs in as little as 24 hours after application.  

4. Final Underwriting. Once you have found the home you would like to purchase we will submit your file to our on-site underwriting team.  

5. Mortgage Closing. Once your file is approved through underwriting we will join you for your closing day, and you will be a new home owner!  

Don’t delay Contact us today to get your mortgage process started! 

Client Testimonials

Thanks for all your help with our mortgage - we really appreciate it. We will definitely be referring our friends....

— Ryan M & Allison S. Waconia, MN

I just wanted to say THANK YOU SO VERY MUCH for all of the hard work you did to get us into our first home. As first time home buyer’s it is very...

— Joe and Heidi D. Buffalo, MN

Thank you for getting the refinance done so quickly for us! We are so incredibly impressed with your company, we’re shouting the “Mortgages Unl...

— Nicki M. St. Louis Park, MN

Thanks for making our home buying experience a positive one....

— Derrick and Chelsi G. Lakeville, MN

I couldn't express enough how wonderful of an experience my husband and I had with Mortgages Unlimited. This was our last cry for help after we had...

— Brian and Amy M. Woodbury, MN

Awards & Affiliations

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
NMLS Lic #225504

P: 763.416.2600

F: 612.466.3164

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