The Mortgage Process: What to Expect

It’s both stressful and exciting to purchase or refinance a home. Your dedicated mortgage consultant from Mortgages Unlimited can make the process simple and efficient. As your partners, we’ll walk you through the following steps:

1. Meet. During our initial appointment, we’ll discuss your financing options to determine the best loan program for your needs.

2. Apply. Complete your loan application with help from your trusted Mortgages Unlimited consultant if you wish. We’ll require the following documents to process your loan: 

  • Two years of W2s, along with full tax returns if you are self-employed and/or a commissioned employee
  • One month of current pay stubs
  • Three months of bank statements (all pages)
  • Recent 401K/Profit-sharing or other investment statements (all pages)
  • Divorce decree/bankruptcy papers if applicable

3. Review. We’ll review your information electronically using advanced underwriting programs that can help us provide you with answers in as little as 24 hours.

4. Approve. Once we have your approval, we’ll let you know if we need additional information from you in order to get your loan approved.

5. Close. Close in a timely manner with terms and conditions that best fit your needs and goals.

Don’t delay. Contact us to get your mortgage process started today.

Client Testimonials

Thanks for making our home buying experience a positive one....

— Derrick and Chelsi G. Lakeville, MN

As we close in to 1 year at the house I want to thank you for all the hard work in getting this home for us. I remember all the hoops and phone cal...

— Jamie and Becky Q. Lakeville, MN

Mortgages Unlimited is in this business for the long haul. The management of the company truly cares about their clients, and that concern is refle...

— Deborah L., Minneapolis, Minnesota

Both Realtor & Builder were amazed at how well the closing went. They'd never been to a closing that went so smooth and so fast....

— Becky B. Becker, MN

I went through Lending Tree and was contacted by at least 15 lenders. All but one wanted to sell me a loan. The loan officer with Mortgages Unlimit...

— Matt H. Richfield, MN

Awards & Affiliations

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
NMLS Lic #225504

P: 763.416.2600

F: 612.466.3164

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