The Mortgage Process: What to Expect

It can be both stressful and exciting to purchase a new home, and as your dedicated mortgage consultant we will walk you through every step of the process making it simple and stress free so that you can focus on enjoying your new home.  We’ll be with you every step of the way:  walk you through the following steps:

1. Consultation. During our initial consultation we’ll discuss your financing goals for you and for your home, determining the best mortgage options and programs that fit your personal needs.

2. Application. Once your cosultation is completed you will be able to complete your loan application using our state-of-the-art online mortgage application, or in person with your mortgage advisor.  To complete your application we will require the following documentation from you:   

  • Two years of W2s, along with full federal and state tax returns if you are self-employed or receive commissions
  • One months' worth of your most recent pay stubs
  • Three months of your bank statements (all pages)
  • Recent 401K/Profit-sharing or other investment statements (all pages)
  • Divorce decree/bankruptcy papers (if applicable)

3. Review. We’ll review all of your information with you and provide you with a mortgage loan pre-approval based on your individual needs in as little as 24 hours after application.  

4. Final Underwriting. Once you have found the home you would like to purchase we will submit your file to our on-site underwriting team.  

5. Mortgage Closing. Once your file is approved through underwriting we will join you for your closing day, and you will be a new home owner!  

Don’t delay Contact us today to get your mortgage process started! 

Client Testimonials

Both Realtor & Builder were amazed at how well the closing went. They'd never been to a closing that went so smooth and so fast....

— Becky B. Becker, MN

I couldn't express enough how wonderful of an experience my husband and I had with Mortgages Unlimited. This was our last cry for help after we had...

— Brian and Amy M. Woodbury, MN

Thank you for your extraordinary efforts to get us a home loan with a great rate. We’re fortunate to have found you and the Mortgages Unlimited t...

— Neil and Chris S., Andover, Minnesota

My wife Christy and I refinanced with Mortgages Unlimited today and just want to tell you what a great job the loan officer did in explaining the r...

— Eric and Christy M. Maple Grove, MN

I just wanted to say THANK YOU SO VERY MUCH for all of the hard work you did to get us into our first home. As first time home buyer’s it is very...

— Joe and Heidi D. Buffalo, MN

Awards & Affiliations

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
NMLS Lic #225504

P: 763.416.2600

F: 612.466.3164

Mortgages Unlimited, 7365 Kirkwood Court N, Ste 300, Maple Grove, MN 55369. NMLS Lic #225504 Copyright ©2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and Limitations apply. Mortgages Unlimited is required to disclose the following license information: Minnesota: NMLS Lic #225504. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4).