Mike Kraus

Mortgage Consultant



MN NMLS # 283509

WI NMLS # 283509

Mike knows the importance of service, trust, honesty, and integrity. A native of Minnesota, he spent 21 years in Navy. He served in the enlisted ranks as an aircraft mechanic and rescue swimmer and in the officer ranks as an F/A-18 Fighter Pilot. Mike retired from the Navy in 2006 and moved back to his home town of Monticello. Mike joined the Mortgages Unlimited Team due to their commitment of re-defining consumers' expectations and experience in the mortgage industry.  

Mike is our Reverse Mortgage Specialist. His mother is in her eighties. His father passed away in his eighties. His grandmother lived in her home until she passed away at the age of 101. He understands the challenges of today’s aging generation and the concerns family members have for their parents. He has found through his own family experience that aging on a fixed income presents unique challenges. 

As a Reverse Mortgage Specialist, Mike is committed to helping those 62 and older and their families. Although the reverse mortgage industry has been around for some years, it is new to many. Consumers are accustomed to being able to ask any relative, friend, or co-worker how a traditional mortgage works when purchasing or refinancing a home. Having the same information available with respect to reverse mortgages does not hold true. 

Mike is dedicated to providing the education and resources necessary to make informed decisions. If you think a Reverse Mortgage may be of interest to yourself or someone you know, give Mike a call.




Client Testimonials

Thanks for making our home buying experience a positive one....

— Derrick and Chelsi G. Lakeville, MN

Thanks for all your help with our mortgage - we really appreciate it. We will definitely be referring our friends....

— Ryan M & Allison S. Waconia, MN

Thank you for getting the refinance done so quickly for us! We are so incredibly impressed with your company, we’re shouting the “Mortgages Unl...

— Nicki M. St. Louis Park, MN

We have had two fantastic experiences with Mortgages Unlimited now. With all the players out there vying for customers, it is hard to know who are ...

— Michael and Alison G. Mounds View, MN

We really enjoyed working with our loan officer.  He answered all of our questions and explained everything in detail.  He did a great job in eas...

— Jessica and Andrew S. South St. Paul, MN

Awards & Affiliations

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
NMLS Lic #225504

P: 763.416.2600

F: 612.466.3164

Mortgages Unlimited, 7365 Kirkwood Court N, Ste 300, Maple Grove, MN 55369. NMLS Lic #225504 Copyright ©2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and Limitations apply. Mortgages Unlimited is required to disclose the following license information: Minnesota: NMLS Lic #225504. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4).