Mike Kraus

Mortgage Consultant



MN NMLS # 283509

WI NMLS # 283509

Mike knows the importance of service, trust, honesty, and integrity. A native of Minnesota, he spent 21 years in Navy. He served in the enlisted ranks as an aircraft mechanic and rescue swimmer and in the officer ranks as an F/A-18 Fighter Pilot. Mike retired from the Navy in 2006 and moved back to his home town of Monticello. Mike joined the Mortgages Unlimited Team due to their commitment of re-defining consumers' expectations and experience in the mortgage industry.  

Mike is our Reverse Mortgage Specialist. His mother is in her eighties. His father passed away in his eighties. His grandmother lived in her home until she passed away at the age of 101. He understands the challenges of today’s aging generation and the concerns family members have for their parents. He has found through his own family experience that aging on a fixed income presents unique challenges. 

As a Reverse Mortgage Specialist, Mike is committed to helping those 62 and older and their families. Although the reverse mortgage industry has been around for some years, it is new to many. Consumers are accustomed to being able to ask any relative, friend, or co-worker how a traditional mortgage works when purchasing or refinancing a home. Having the same information available with respect to reverse mortgages does not hold true. 

Mike is dedicated to providing the education and resources necessary to make informed decisions. If you think a Reverse Mortgage may be of interest to yourself or someone you know, give Mike a call.




Client Testimonials

As we close in to 1 year at the house I want to thank you for all the hard work in getting this home for us. I remember all the hoops and phone cal...

— Jamie and Becky Q. Lakeville, MN

Thanks for making our home buying experience a positive one....

— Derrick and Chelsi G. Lakeville, MN

Mortgages Unlimited is in this business for the long haul. The management of the company truly cares about their clients, and that concern is refle...

— Deborah L., Minneapolis, Minnesota

We really enjoyed working with our loan officer.  He answered all of our questions and explained everything in detail.  He did a great job in eas...

— Jessica and Andrew S. South St. Paul, MN

Thank you so much for all you did to help us in purchasing our first house.  You made the process so easy and took a ton of pressure off of our sh...

— Jesse H and Kellie M. Coon Rapids, MN

Awards & Affiliations

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7365 Kirkwood Court N, Ste 300 Maple Grove, MN 55369
NMLS Lic #225504

P: 763.416.2600

F: 612.466.3164

Mortgages Unlimited, 7365 Kirkwood Court N, Ste 300, Maple Grove, MN 55369. NMLS Lic #225504 Copyright ©2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and Limitations apply. Mortgages Unlimited is required to disclose the following license information: Minnesota: NMLS Lic #225504. Any such offer may only be made in accordance with the requirements of Minn. Stat. Section 47.206 (3) and (4).